• Columnists

Rita Cheng, CFP®, CRPC, CEO of Blue Ocean Global Wealth

COLUMN = WEALTH

Marguerita M. Cheng, CFP® is the CEO of Blue Ocean Global Wealth, which provides corporations and institutions with portfolio construction, investment due diligence, and risk-management consulting services. The firm works with families, entrepreneurs, and executives to help them identify and achieve their financial goals. As a CFP Board Ambassador, she helps educate the public, policymakers, and media about the benefits of competent, ethical financial planning.

A Financial Planning Association (FPA) National Board Member and member of the finance committee, Cheng served eight years on the Board of Directors of her alma mater, The Robert H. Smith School of Business at University of Maryland, where she collaborated to increase alumni engagement and developed asset management education programs. She is also the President of the Blue Ocean Economic Empowerment Fund.

Cheng says her greatest joy and passion is touching the lives of others so that they may achieve their “personal financial success.”

For more information, visit www.blueoceanglobalwealth.com.

Securities offered through Private Client Services, LLC. Member FINRA | SIPC. Advisory products and services offered through Blue Ocean Global Wealth, a registered investment advisor. Private Client Services, LLC and Blue Ocean Global Wealth are not affiliated entities.

No one is useless in this world who lightens the burden of another.”

– Charles Dickens

Why am I whispering when I have something to say?”

– Eve Ensler

The curious paradox is that when I accept myself just as I am, then I can change.”

– Carl Rogers

He who wants to tear down a house must be prepared to rebuild it.”

– African Proverb

No matter how difficult and painful it may be, nothing sounds as good to the soul as the truth.”

– Martha Beck, from "Leaving the Saints"

There are risks and costs to a program of action. But they are far less than the long-range risks and costs of comfortable inaction.”

– JFK

Some things are destined to be—it just takes us a couple of tries
to get there.”

– J.R. Ward, Lover Mine

Tolerance and patience should not be read as signs of weakness. They are signs of strength.”

– The Dalai Lama

Opportunity is missed by most people because it is dressed in overalls and looks like work.”

– Thomas Edison

The quality of your life is directly related to the amount of uncertainty you can comfortably live with.”

– Tony Robbins

A person who learns to juggle six balls will be more skilled than the person who never tries to juggle more than three.”

– Marilyn vos Savant

An entrepreneur tends to bite off a little more than he can chew hoping he’ll quickly learn how to chew it.“


– Roy Ash, co-founder of Litton Industries

If people like you they’ll listen to you; if they trust you, they’ll do business with you.”

– Zig Ziglar

If it isn’t good, let it die. If it doesn’t die, make it good.”

– Ajahn Chah

You must have chaos within you, to create a dancing star.”

– Frederic Nietzsche

Education is the most powerful weapon which you can use to change the world.”

– Nelson Mandela

The critical ingredient is getting off your butt and doing something.”

– Nolan Bushnell, founder, Chuck E. Cheese's

‎The biggest flaw in our existing theory of capitalism lies in its misrepresentation of human nature.”

– Muhammad Yunus

Entrepreneurs are willing to roll the dice with their money or reputation on the line in support of an idea or enterprise.”

– Victor Kiam

Successful people are always looking for opportunities to help others. Unsuccessful people are always asking, ‘What’s in it for me?’”

– Brian Tracy

Running that first shop taught me business is not financial science; it’s about trading.”

– Anita Roddick, founder, The Body Shop

Passion makes perfect.”

– Eugene Biro

Entrepreneurs need to search purposefully for the sources of innovation that indicate opportunities for success.”

– Peter F. Drucker

Inspiration and genius — one and the same.”

– Victor Hugo

We are perfectionists. We are hungry to work all the time. We are entertained by every aspect of business and we never want to stop working.”

– Suzy Welch

A truly forgiving person is someone who experiences all the anger merited by injustice and still acts with fairness and compassion.”

– Martha Beck

Pain is inevitable. Suffering is optional.”

– Dalai Lama

A man who strikes first admits that his ideas have given out.”

– Chinese Proverb

History is a relentless master. It has no present, only the past rushing into the future. To try to hold fast is to be swept aside.”

– John F. Kennedy

The good ideas are all hammered out in agony by individuals, not spewed out by groups.”

– Charles Brower, Advertising Hall of Fame

The fixity of a habit is generally in direct proportion to its absurdity.”

– Marcel Proust

Hold fast to dreams, for if dreams die, life is a broken-winged bird that cannot fly. Hold fast to dreams, for when dreams go, life is a barren field frozen with snow.”

– Langston Hughes

When you are asked if you can do a job, tell ‘em, ‘Certainly I can!’ Then get busy and find out how to do it.”

– Theodore Roosevelt

We are not meant to resolve all contradictions, but to live with them and rise above them.”

– William Blake

The dove descending breaks the air / With flame of inkandescent terror.”

– T.S. Eliott

Education is the ability to listen to almost anything without losing your temper or your self-confidence.”

– Robert Frost

The man who acquires the ability to take full possession of his own mind may take possession of anything else to which he is justly entitled.”

– Andrew Carnegie

If you would create something,
 you must be something.”

– Johann Wolfgang von Goethe

Let us seize the day and the opportunity and strive for that greatness of spirit that measures life not by its disappointments but by its possibilities.”

– W.E.B. Du Bois

If you do not tell the truth about yourself
, you cannot tell it about other people.”

– Virginia Woolf

We are all of us born with a letter inside us, and that only if we are true to ourselves, may we be allowed to read it before we die.”

– Douglas Coupland

Just don’t give up trying to do what you really want to do.
 Where there is love and inspiration, I don’t think you can go wrong.”

– Ella Fitzgerald

My job is my hobby. I come to work to play.”

– Uli Becker, president, Reebok International

Happy are those who dream dreams and are ready to pay the price to make them come true.”

– Leon Joseph Suenens

To follow, without halt, one aim: There’s the secret of success.”

– Anna Pavlova

There is only one success – to be able to spend your life in your own way.”

– Christopher Morley

The journey is the reward.”

– Greg Norman

Luck is what happens when preparation meets opportunity.”

– Seneca

If my mind can conceive it, and my heart can believe it, I know I can achieve it.”

– Jesse Jackson

As your desire is, so is your will. As your will is, so is your deed. As your deed is, so is your destiny.”

– Brihadaranyaka Upanishad