• Columnists

Rita Cheng, CFP®, CRPC, CEO of Blue Ocean Global Wealth

COLUMN = WEALTH

Marguerita M. Cheng, CFP® is the CEO of Blue Ocean Global Wealth, which provides corporations and institutions with portfolio construction, investment due diligence, and risk-management consulting services. The firm works with families, entrepreneurs, and executives to help them identify and achieve their financial goals. As a CFP Board Ambassador, she helps educate the public, policymakers, and media about the benefits of competent, ethical financial planning.

A Financial Planning Association (FPA) National Board Member and member of the finance committee, Cheng served eight years on the Board of Directors of her alma mater, The Robert H. Smith School of Business at University of Maryland, where she collaborated to increase alumni engagement and developed asset management education programs. She is also the President of the Blue Ocean Economic Empowerment Fund.

Cheng says her greatest joy and passion is touching the lives of others so that they may achieve their “personal financial success.”

For more information, visit www.blueoceanglobalwealth.com.

Securities offered through Private Client Services, LLC. Member FINRA | SIPC. Advisory products and services offered through Blue Ocean Global Wealth, a registered investment advisor. Private Client Services, LLC and Blue Ocean Global Wealth are not affiliated entities.

In three words I can sum up everything I’ve learned about life: it goes on.

– Robert Frost

Look at everything as though you were
seeing it either for the first or last time.
Then your time on earth will be filled with glory.”

– Betty Smith

Only those who will risk going too far can possibly find out how far one can go.”

– T.S. Eliot

The world I believed in, back in my most innocent, uninformed, childish mind—is real.”

– Martha Beck

The less effort, the faster and more powerful you will be.”

– Bruce Lee

Acknowledging the good that you already have in your life is the foundation for all abundance.”

– Eckhart Tolle

The important thing is not being afraid to take a chance. The greatest failure is to not try.”

– Debbi Fields, Mrs. Fields Cookies

Opportunity is missed by most people because it is dressed in overalls and looks like work.”

– Thomas Edison

If you want to be busy, keep trying to be perfect. If you want to be happy, focus on making a difference.”

– Lisa Earle McLeod

In the middle of difficulty lies opportunity.”

– Albert Einstein

Some things are destined to be—it just takes us a couple of tries
to get there.”

– J.R. Ward, Lover Mine

But all the while I was alone, the past was close behind, I seen a lot of women, but she never escaped my mind, and I just grew, tangled up in blue.”

– Bob Dylan

I may not be able to change what takes place, but I can always choose to change my thinking.”

– Michelle Sedas

The curious paradox is that when I accept myself just as I am, then I can change.”

– Carl Rogers

Nobody talks about entrepreneurship as survival, but that’s exactly what nurtures creative thinking.”

– Anita Roddick, founder, The Body Shop

The music is all around us. All you have to do is listen.”

– August Rush

We are all of us born with a letter inside us, and that only if we are true to ourselves, may we be allowed to read it before we die.”

– Douglas Coupland

The awakening to the mystery of life is a revolutionary event; in it an old world is destroyed so that a new and better one may take its place.”

– J.J. Van Der Leeuw, The Conquest of Illusion

The gem cannot be polished without friction; nor man perfected without trials.”

– Chinese proverb

Only those who will risk going too far can possibly find out how far one can go.”

– T.S. Eliot

You don’t love someone because of their looks or their clothes or their car. You love them because they sing a song only your heart can understand.”

– L.J. Smith

Almost anyone can start a community, but it takes real talent and commitment to get people to show up and keep coming back.”

– Andy Sernovitz

Our deepest wishes are whispers of our authentic selves. We must learn to respect them. We must learn to listen.”

– Sarah Ban Breathnach

Nurture your mind with great thoughts; to believe in the heroic makes heroes.”

– Benjamin Disraeli

Do not say, ‘why were the former days better than these,’ for it is not from wisdom that you ask this.”

– Ecclesiastes, 7:10

Destiny is a name often given in retrospect to choices that had dramatic consequences.”

– J.K. Rowling

Happy are those who dream dreams and are ready to pay the price to make them come true.”

– Leon Joseph Suenens

A man who strikes first admits that his ideas have given out.”

– Chinese Proverb

At the center of your being you have the answer; you know who you are and you know what you want.”

– Lao Tzu

A diamond is a lump of coal that stuck with it.”

– Norwegian proverb

This is the age when magical technologies make more and more radically fun ideas plausible, even easy. You’re only limited by your creativity.”

– Martha Beck

Death is to lose the earth you know, for greater knowing; to lose the life you have, for greater life; to leave the friends you loved, for greater loving; to find a land more kind than home, more large than earth.”

– Thomas Wolfe

We need to learn to set our course by the stars, not by the lights of every passing ship.”

– General Omar Bradley

There is a crack in everything, that’s how the light gets in.”

– Leonard Cohen

Friendship is the only cement that will hold the world together.”

– Woodrow Wilson

Entrepreneurs willingly assume responsibility for the success or failure of a venture and are answerable for all its facets.”

– Victor Kiam

Tolerance and patience should not be read as signs of weakness. They are signs of strength.”

– The Dalai Lama

Who cares if my glass is half empty or half full; I still have something to drink.”

– Optimism rules

Treat the attainment of happiness in the same way an entrepreneur would approach building a business — with a vision, plan, goals, and a systematic approach.”

– Ted Leonsis

What is the point of having free will if one cannot occasionally spit in the eye of destiny?”

– Jim Butcher, White Night

I don’t do very well without fear. There needs to be a part of me saying, ‘That’s going to fail,’ so I can prove myself wrong.”

– Harry Potter's Daniel Radcliffe

Sometimes the dreams that come true are the dreams you never even knew you had.”

– Alice Sebold, The Lovely Bones

‎No one is useless in this world who lightens the burden of another.”

– Charles Dickens

Education is not the filling of a pail, but the lighting of a fire.”

– William Butler Yeats

There is little success where there is little laughter.”

– Andrew Carnegie

You must have chaos within you, to create a dancing star.”

– Frederic Nietzsche

Don’t follow, lead. Don’t copy, create. Don’t start, finish. Don’t sit still, move. Don’t fit in, stand out. Don’t sit quietly, speak up. (Not all the time, sure, but more often.)”

– Seth Godin

Be bold and mighty forces will come to your aid.”

– Basil King

Don’t wait for someone else to lead you to your right life; that privilege—and responsibility—is yours alone.”

– Martha Beck

The critical ingredient is getting off your butt and doing something.”

– Nolan Bushnell, founder, Chuck E. Cheese's