• Columnists

Rita Cheng, CFP®, CRPC, CEO of Blue Ocean Global Wealth

COLUMN = WEALTH

Marguerita M. Cheng, CFP® is the CEO of Blue Ocean Global Wealth, which provides corporations and institutions with portfolio construction, investment due diligence, and risk-management consulting services. The firm works with families, entrepreneurs, and executives to help them identify and achieve their financial goals. As a CFP Board Ambassador, she helps educate the public, policymakers, and media about the benefits of competent, ethical financial planning.

A Financial Planning Association (FPA) National Board Member and member of the finance committee, Cheng served eight years on the Board of Directors of her alma mater, The Robert H. Smith School of Business at University of Maryland, where she collaborated to increase alumni engagement and developed asset management education programs. She is also the President of the Blue Ocean Economic Empowerment Fund.

Cheng says her greatest joy and passion is touching the lives of others so that they may achieve their “personal financial success.”

For more information, visit www.blueoceanglobalwealth.com.

Securities offered through Private Client Services, LLC. Member FINRA | SIPC. Advisory products and services offered through Blue Ocean Global Wealth, a registered investment advisor. Private Client Services, LLC and Blue Ocean Global Wealth are not affiliated entities.

We are all faced with a series of great opportunities brilliantly disguised as impossible situations.”

– Charles R. Swindoll

It is not in the stars to hold our destiny but in ourselves.”

– William Shakespeare

He who knows he has enough is rich.”

– Tao Te Ching

Promise me you’ll always remember: You’re braver than you believe, and stronger than you seem, and smarter than you think.”

– Christopher Robin to Pooh

Luck is what happens when preparation meets opportunity.”

– Seneca

Education is not the filling of a pail, but the lighting of a fire.”

– William Butler Yeats

If you look at what you have in life, you’ll always have more.
 If you look at what you don’t have in life, you’ll never have enough.”

– Oprah Winfrey

Only those who will risk going too far can possibly find out how far one can go.”

– T.S. Eliot

We are not meant to resolve all contradictions, but to live with them and rise above them.”

– William Blake

A man is a success if he gets up in the morning and goes to bed at night and in between does what he wants to do.”

– Bob Dylan

Always be on the lookout for the presence of wonder.”

– E.B. White

The awakening to the mystery of life is a revolutionary event; in it an old world is destroyed so that a new and better one may take its place.”

– J.J. Van Der Leeuw, The Conquest of Illusion

Most people never pick up the phone and call. Most people never ask, and that’s what separates the people who do things from the people who just dream about them.”

– Steve Jobs

‎Excellence is to do a common thing in an uncommon way.”

– Booker T. Washington

Don’t follow, lead. Don’t copy, create. Don’t start, finish. Don’t sit still, move. Don’t fit in, stand out. Don’t sit quietly, speak up. (Not all the time, sure, but more often.)”

– Seth Godin

A great secret of success is to go through life as a man who never gets used up.”

– Albert Schweitzer

Opportunity is missed by most people because it is dressed in overalls and looks like work.”

– Thomas Edison

There’s nowhere you can be that isn’t where you’re meant to be…”

– John Lennon

Women once had the goal of being Superwoman; I think most of us now simply strive to have a super day.”

– Author, Activist Lee Woodruff

Are you willing to help other people succeed even when it’s not a requirement of your job to be of assistance?”

– Steven Schussler

My goal was to tell the life side of the story. We have become a nation of voyeurs that expect sensationalism, and that offends me.”

– Kathleen Jo Ryan

Education is the most powerful weapon which you can use to change the world.”

– Nelson Mandela

No man will make a great leader who wants to do it all himself, or to get all the credit for doing it”

– Andrew Carnegie

The gem cannot be polished without friction; nor man perfected without trials.”

– Chinese proverb

You don’t go into a field that requires cracking people’s heads open or operating on something as delicate as the spinal cord unless you are comfortable with taking risks.”

– Dr. Ben Carson

What would you attempt to do if you knew you could not fail?”

– Magical

No longer talk at all about the kind of man a good man ought to be, but be such.”

– Marcus Aurelius Antoninus

Don’t wait for someone else to lead you to your right life; that privilege—and responsibility—is yours alone.”

– Martha Beck

The man who acquires the ability to take full possession of his own mind may take possession of anything else to which he is justly entitled.”

– Andrew Carnegie

I may not be able to change what takes place, but I can always choose to change my thinking.”

– Michelle Sedas

Part of your destiny is to live in the zone of maximum satisfaction.”

– Martha Beck

I always maintained that the greatest obstacle in life isn’t danger, it’s boredom. The battle against it is responsible for most of the events in the world — good or ill.”

– Dr. Evelyn Vogel, Dexter

I don’t do very well without fear. There needs to be a part of me saying, ‘That’s going to fail,’ so I can prove myself wrong.”

– Harry Potter's Daniel Radcliffe

You take your life in your own hands, and what happens?
 A terrible thing: no one to blame.”

– Erica Jong

A man without a smiling face
 should not open a shop.”

– Chinese Proverb

An entrepreneur tends to bite off a little more than he can chew hoping he’ll quickly learn how to chew it.“


– Roy Ash, co-founder of Litton Industries

The fixity of a habit is generally in direct proportion to its absurdity.”

– Marcel Proust

If you wish success in life, make perseverance your bosom friend, experience your wise counselor, caution your elder brother, and hope your guardian genius.”

– Joseph Addison

Do not follow where the path may lead. Go, instead, where there is no path and leave a trail.”

– Ralph Waldo Emerson

It is to no purpose to turn away from the real nature of the affair because the honor of its elements excites repugnance.

– Carl von Clausewitz, On War

A person who learns to juggle six balls will be more skilled than the person who never tries to juggle more than three.”

– Marilyn vos Savant

Try not to become a man of success but rather try to become a man of value.”

– Albert Einstein

A people who mean to be their Governors must arm themselves with the power which knowledge gives.”

– James Madison

No matter how difficult and painful it may be, nothing sounds as good to the soul as the truth.”

– Martha Beck, from "Leaving the Saints"

If your actions inspire others to dream more, learn more, do more and become more, you are a leader.”

– John Quincy Adams

Destiny is a name often given in retrospect to choices that had dramatic consequences.”

– J.K. Rowling

This is the age when magical technologies make more and more radically fun ideas plausible, even easy. You’re only limited by your creativity.”

– Martha Beck

Happy are those who dream dreams and are ready to pay the price to make them come true.”

– Leo Jozef Suenens

If you would create something,
 you must be something.”

– Johann Wolfgang von Goethe

They who give have all things. They who withhold have nothing.”

– Hindu Proverb