• Columnists

Rita Cheng, CFP®, CRPC, CEO of Blue Ocean Global Wealth

COLUMN = WEALTH

Marguerita M. Cheng, CFP® is the CEO of Blue Ocean Global Wealth, which provides corporations and institutions with portfolio construction, investment due diligence, and risk-management consulting services. The firm works with families, entrepreneurs, and executives to help them identify and achieve their financial goals. As a CFP Board Ambassador, she helps educate the public, policymakers, and media about the benefits of competent, ethical financial planning.

A Financial Planning Association (FPA) National Board Member and member of the finance committee, Cheng served eight years on the Board of Directors of her alma mater, The Robert H. Smith School of Business at University of Maryland, where she collaborated to increase alumni engagement and developed asset management education programs. She is also the President of the Blue Ocean Economic Empowerment Fund.

Cheng says her greatest joy and passion is touching the lives of others so that they may achieve their “personal financial success.”

For more information, visit www.blueoceanglobalwealth.com.

Securities offered through Private Client Services, LLC. Member FINRA | SIPC. Advisory products and services offered through Blue Ocean Global Wealth, a registered investment advisor. Private Client Services, LLC and Blue Ocean Global Wealth are not affiliated entities.

‎That which grows fast withers as rapidly; that which grows slowly endures.”

– J.G. Holland, novelist

If we all did the things we are capable of doing, we would literally astound ourselves.”

– Thomas Edison

Happiness is an attitude. We either make ourselves miserable, or happy and strong. The amount of work is the same.”

– Francesca Reigle

To find what you seek in the road of life, leave no stone unturned.”

– Edward Bulwer Lytton

Don’t judge each day by the harvest you reap, but by the seeds you plant.”

– Robert Louis Stevenson

In the middle of difficulty lies opportunity.”

– Albert Einstein

At the center of your being you have the answer; you know who you are and you know what you want.”

– Lao Tzu

Persist and persevere, and you will find most things that are attainable, possible.”

– Lord Chesterfield

Many people prefer to play it safe when it comes to business matters. Are you willing to take risks in the pursuit of entrepreneurial success?”

– Steven Schussler

4oz tequila + 1oz TripleSec + 2oz lime juice + 1oz simple syrup (sugar=water), 1 cup crushed ice. Shake + dance around the kitchen.

– Avenida Margarita

Traveling is one way of lengthening life, at least in appearance.”

– Benjamin Franklin

The mind is everything. What you think, you become.”

– Buddha

Running that first shop taught me business is not financial science; it’s about trading.”

– Anita Roddick, founder, The Body Shop

Practice kindness all day to everybody and you will realize you’re already in heaven now.”

– Jack Kerouac

Whatever you do may seem insignificant, but it is most important that you do it.”

– Gandi

Successful people are always looking for opportunities to help others. Unsuccessful people are always asking, ‘What’s in it for me?’”

– Brian Tracy

Whosoever knows how to fight well is not angry. Whosoever knows how to conquer enemies does not fight them.”

– Lao Tzu, Tao Te Ching

Find somebody to be successful for. Raise their hopes. Think of their needs.”

– Barack Obama

The follow-your-gut mentality of the entrepreneur has the potential to take you anywhere you want to go or run you right out of business.”

– Bill Rancic, "The Apprentice"

Never cut what you can untie.”

– Joseph Joubert

The young man knows the rules, but the old man knows the exceptions.”

– Oliver Wendell Holmes Jr., U.S. Supreme Court justice

Education is the ability to listen to almost anything without losing your temper or your self-confidence.”

– Robert Frost

If it isn’t good, let it die. If it doesn’t die, make it good.”

– Ajahn Chah

The fixity of a habit is generally in direct proportion to its absurdity.”

– Marcel Proust

Just don’t give up trying to do what you really want to do.
 Where there is love and inspiration, I don’t think you can go wrong.”

– Ella Fitzgerald

The man who acquires the ability to take full possession of his own mind may take possession of anything else to which he is justly entitled.”

– Andrew Carnegie

Nurture your mind with great thoughts; to believe in the heroic makes heroes.”

– Benjamin Disraeli

A discovery is said to be an accident meeting a prepared mind.”

– Albert Szent-Gyorgyi

You don’t love someone because of their looks or their clothes or their car. You love them because they sing a song only your heart can understand.”

– L.J. Smith

Pain is inevitable. Suffering is optional.”

– Dalai Lama

Challenge is a dragon with a gift in its mouth. Tame the dragon and the gift is yours.”

– Noela Evans

No one is useless in this world who lightens the burden of another.”

– Charles Dickens

Most people never pick up the phone and call. Most people never ask, and that’s what separates the people who do things from the people who just dream about them.”

– Steve Jobs

The quality of your life is directly related to the amount of uncertainty you can comfortably live with.”

– Tony Robbins

Ripeness is all.”

– William Shakespeare

Let yourself be silently drawn by the strange pull of what you really love.”

– Jalaluddin Rumi

Darkness cannot drive out darkness: only light can do that. Hate cannot drive out hate: only love can do that.”

– Martin Luther King Jr.

Life shrinks or expands in proportion to one’s courage.”

– Anais Nin

Letting go of expectations is a ticket to peace. It allows us to ride over every crisis—small or large—like a beach ball on water.”

– Martha Beck

I don’t do very well without fear. There needs to be a part of me saying, ‘That’s going to fail,’ so I can prove myself wrong.”

– Harry Potter's Daniel Radcliffe

Speaking more than one language is no longer just an asset in today’s job market; it is a requirement.”

– Tom Adams, CEO, Rosetta Stone

Outside of a dog, a book is man’s best friend. Inside of a dog it’s too dark to read.”

– Groucho Marx

How do you stay resilient? It’s about momentum. Like riding a bicycle. If you stop you fall over. So I keep pedaling.”

– Diane Lane

A person who learns to juggle six balls will be more skilled than the person who never tries to juggle more than three.”

– Marilyn vos Savant

Education is the most powerful weapon which you can use to change the world.”

– Nelson Mandela

Destiny is not a thing to be waited for, it is a thing to be achieved.”

– William Jennings Bryan

My goal was to tell the life side of the story. We have become a nation of voyeurs that expect sensationalism, and that offends me.”

– Kathleen Jo Ryan

In three words I can sum up everything I’ve learned about life: it goes on.

– Robert Frost

If you look at what you have in life, you’ll always have more.
 If you look at what you don’t have in life, you’ll never have enough.”

– Oprah Winfrey

The important thing is not being afraid to take a chance. The greatest failure is to not try.”

– Debbi Fields, Mrs. Fields Cookies