• Columnists

Carmen Wu, CRPC®, Financial Adviser, Egan Berger & Weiner LLC

COLUMN = RETIREMENT

Carmen Wu, CRPC®, partnered with Egan, Berger & Weiner, LLC in August 2007. She brings 25 years of experience in the financial industry, and has served as financial adviser, branch manager, regional manager, chief operations officer and vice president of a regional banking institution.

A graduate of the University of Southern California, with a Bachelor of Arts degree in Political Science/International Relations, Martinez is an active member of the Rotary Club of McLean, a community service organization, and has served on the board of directors for five years.

She is also an active member of the Financial Planning Association and the Financial Services Institute, and is currently enrolled in the College for Financial Planning.

Raised in California, Martinez moved to the east coast in 1987 and now resides in Alexandria, VA. The oldest of nine children, she enjoys spending time with her 19 nephews and nieces. In her spare time she pursues one of her lifelong passions for art by drawing and painting portraits, landscapes and still life.

For more information, visit www.ebwfinancialnews.com. And send her an email at: cmartinez@ebwllc.com.

I always maintained that the greatest obstacle in life isn’t danger, it’s boredom. The battle against it is responsible for most of the events in the world — good or ill.”

– Dr. Evelyn Vogel, Dexter

Darkness cannot drive out darkness: only light can do that. Hate cannot drive out hate: only love can do that.”

– Martin Luther King Jr.

Patience and perseverance have a magical effect before which obstacles vanish.”

– John Quincy Adams

Life shrinks or expands in proportion to one’s courage.”

– Anais Nin

That man is richest whose pleasures are the cheapest.”

– Henry David Thoreau

History is a relentless master. It has no present, only the past rushing into the future. To try to hold fast is to be swept aside.”

– John F. Kennedy

Happy are those who dream dreams and are ready to pay the price to make them come true.”

– Leo Jozef Suenens

Part of your destiny is to live in the zone of maximum satisfaction.”

– Martha Beck

Destiny is a name often given in retrospect to choices that had dramatic consequences.”

– J.K. Rowling

When you are asked if you can do a job, tell ‘em, ‘Certainly I can!’ Then get busy and find out how to do it.”

– Theodore Roosevelt

Running that first shop taught me business is not financial science; it’s about trading.”

– Anita Roddick, founder, The Body Shop

Women once had the goal of being Superwoman; I think most of us now simply strive to have a super day.”

– Author, Activist Lee Woodruff

Let us seize the day and the opportunity and strive for that greatness of spirit that measures life not by its disappointments but by its possibilities.”

– W.E.B. Du Bois

They who give have all things. They who withhold have nothing.”

– Hindu Proverb

Speaking more than one language is no longer just an asset in today’s job market; it is a requirement.”

– Tom Adams, CEO, Rosetta Stone

There are children playing in the street who could solve some of my top problems in physics, because they have modes of sensory perception that I lost long ago.”

– J. Robert Oppenheimer

The curious paradox is that when I accept myself just as I am, then I can change.”

– Carl Rogers

It is not the strongest of the species that survives, nor the most intelligent, but the one most responsive to change.”

– Charles Darwin

If your success is not on your own terms, if it looks good to the world but does not feel good in your heart, it is not success at all.”

– Anna Quindlen

There is a crack in everything, that’s how the light gets in.”

– Leonard Cohen

If you would create something,
 you must be something.”

– Johann Wolfgang von Goethe

You may ask me for anything you like except time.”

– Napoleon

A truly forgiving person is someone who experiences all the anger merited by injustice and still acts with fairness and compassion.”

– Martha Beck

I’m not afraid of storms,
for I’m learning to sail my ship.”

– Louisa May Alcott

Challenge is a dragon with a gift in its mouth. Tame the dragon and the gift is yours.”

– Noela Evans

Don’t judge each day by the harvest you reap, but by the seeds you plant.”

– Robert Louis Stevenson

Ambition is the germ from which all growth of nobleness proceeds.”

– Thomas Dunn

Education is the most powerful weapon which you can use to change the world.”

– Nelson Mandela

Pain is inevitable. Suffering is optional.”

– Dalai Lama

The critical ingredient is getting off your butt and doing something.”

– Nolan Bushnell, founder, Chuck E. Cheese's

We are all faced with a series of great opportunities brilliantly disguised as impossible situations.”

– Charles R. Swindoll

As your desire is, so is your will. As your will is, so is your deed. As your deed is, so is your destiny.”

– Brihadaranyaka Upanishad

We need to learn to set our course by the stars, not by the lights of every passing ship.”

– General Omar Bradley

Whatever you do may seem insignificant, but it is most important that you do it.”

– Gandi

He who wants to tear down a house must be prepared to rebuild it.”

– African Proverb

The only person you are destined to become is the person you decide to be.”

– Ralph Waldo Emerson

As each woman realizes her power, she transforms the world.”

– Patrice Wynne, WomanSpirit Sourcebook

What is the point of having free will if one cannot occasionally spit in the eye of destiny?”

– Jim Butcher, White Night

You take your life in your own hands, and what happens?
 A terrible thing: no one to blame.”

– Erica Jong

There are risks and costs to a program of action. But they are far less than the long-range risks and costs of comfortable inaction.”

– JFK

Think of yourself as on the threshold of unparalleled success. A whole, clear, glorious life lies before you. Achieve! Achieve!”

– Andrew Carnegie

Find somebody to be successful for. Raise their hopes. Think of their needs.”

– Barack Obama

You often meet your fate on the road you take to avoid it.”

– Goldie Hawn

Some things are destined to be—it just takes us a couple of tries
to get there.”

– J.R. Ward, Lover Mine

Entrepreneurs need to search purposefully for the sources of innovation that indicate opportunities for success.”

– Peter F. Drucker

When I was younger I thought success was being a star, driving nice cars, having groupies. But today I think the most important thing is to live your life with integrity.

– Ellen DeGeneres

The real voyage of discovery consists not in seeking new lands, but in seeing with new eyes.”

– Marcel Proust

Our deepest wishes are whispers of our authentic selves. We must learn to respect them. We must learn to listen.”

– Sarah Ban Breathnach

You have enemies? Good. That means you’ve stood up for something, sometime in your life.”

– Winston Churchill

I don’t do very well without fear. There needs to be a part of me saying, ‘That’s going to fail,’ so I can prove myself wrong.”

– Harry Potter's Daniel Radcliffe